The Happy Couple Overcame Bank Loan Obstacles by Constructing Their Dream Modern Hobbit House on Their Own

A bank loan could be difficult to obtain. There are a number of reasons why banks are hesitant to provide loans. Nonetheless, earth-sheltered dome construction was Steve Travis and Jeff Ingram’s ideal house, and they refused to let it deter them.

They were resourceful in their approach rather being dependent on a bank loan. Their salaries covered the whole cost of their hobbit house project. For the foundation, they even repurposed old road signs.

A vibrant dome-raising celebration and a year-long dedication to tying rebar were unusual milestones on their trip. The family finally settled into their half-built house after six years of living in a trailer.

Ten years later, they are living in a house that can endure any kind of weather without worrying about paying a mortgage. They save money on utility expenses for heating and cooling because the house has great insulation. The enormous quantity of earth surrounding their home is what gives it its power, according to Steve.

There was never a need for bedroom wall heaters, even though the county mandated them. Ample natural light can be let in thanks to the decision to employ non-load-bearing walls, which allowed for large windows.

Neighbors were often taken aback by their unusual house during construction, thinking it was a government building. Steve discovered the property while driving and was captivated by the breathtaking vista, which ultimately led to their extraordinary living situation.

When asked about the weather where they are, they mention mild winters and summers and how well the soil insulates. The construction process is described, including the use of steel arches and highway signs as a result of budgetary limitations.

They were determined to overcome the obstacles that delayed their progress in obtaining financing. They detailed the home’s features—including a chimney, arches, and a revolutionary system developed by a Colorado-based company—and added a waterproofing layer.

In an earthquake-prone region, it is essential to have a house that is energy efficient, sturdy, and requires little care, all of which they emphasize. They meet inside to plan the layout, decide where the conduits will go, and go over the milled wood that will be used.

Despite the difficulties of living in a trailer throughout construction, they were pleased with their innovative, eco-friendly home. Their ten-year adventure is proof that persistence and unorthodox thinking can overcome obstacles.

Although problems with bank loans are genuine, there are solutions, such as Steve and Jeff’s, that not only alleviate their pain but also protect them from exorbitant interest rates. See their adventure in the video down below.

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